“Everything we do at Flow Lending Solutions is based on our values, our relentless focus on customer service and our desire to make a positive contribution to our community.”


At Flow Lending Solutions everything we do is based on our values of integrity, fairness, empathy and respect.

About Michael

Michael is a Senior Finance Consultant and the founder of Flow Lending Solutions. Michael started Flow Lending Solutions with a desire to help people achieve their financial dreams, whether that’s buying a first home, acquiring an investment property or assisting with business finance.

Michael takes pride in offering the highest level of customer service, and lives by the values of honesty, respect and integrity.

Michael has 16 years of lending experience which covers home and business lending, having worked with a number of different organisation across the journey.

Michael started his banking career as a teller in 1997 with The National Australia Bank and worked in a number of various roles culminating in a Senior Business Banking role with the Commonwealth Bank, with responsibility for a portfolio of business clients.

Michael is married and has 3 children and in his spare time away from work, he loves spending time with his family and keeping active whether that’s bike riding, hiking or chasing his kids!


Customer Service

Have you ever received a product or service that you felt wasn’t in your best interests?

Have you ever been frustrated when service providers don’t return your calls or emails?

Have you ever dealt with someone who you felt just wanted to rush you through the process and wasn’t giving you the time you felt you needed?

Have you ever dealt with a service provider where you had to follow them up to see where things are at?

Did you answer “yes” to any of these questions? If so, we feel your pain and that’s why at Flow Lending Solutions, we provide all our clients a Customer Service Guarantee. Call us today to ensure you get the service you deserve!


At Flow Lending Solutions, we want to make a positive contribution to our community. We are proud supporters of an incredible not for profit organisation called Time for Kids.

Time for Kids is a South Australian charity working since 1960 to support disadvantaged children and young people to build bright futures.

“We are proud to have been selected as the charity of choice for Flow Lending Solutions, which shares our commitment to supporting South Australians to achieve their goals.  Thanks to the team at Flow and their generous support of Time for Kids, you too can make a contribution to changing the future of a child in need.” Jennifer Duncan, Chief Executive

At Flow Lending Solutions we will donate a minimum of $25 for every home loan that settles with us to Time for Kids. If however, you have a charity or cause that your just as passionate about, let us know and we will donate the money to a charity of your choice.

You can also donate directly here